First-Time Homebuyer Programs Tracker
292
June 2026
Real Estate & Infrastructure
New and updated government programs offering subsidies, grants, low-deposit loans, and tax incentives for first-time homebuyers, confirmed each month from government announcements, housing authority press releases, and financial news. Each record includes the program name, administering authority, country and state or region, benefit type, and the announcement or effective date. Coverage spans federal and state-level programs in the US, UK, Canada, Australia, and major EU markets.
Federal, state, or national housing authority announced a new or updated first-time homebuyer assistance program, grant, low-deposit mortgage scheme, or tax incentive
Mortgage brokers and real estate agents use it to advise clients on available assistance programs. Residential developers use it to understand demand-side subsidies that affect buyer purchasing power. Housing policy researchers and advocacy groups track program changes through it. Financial advisors use it to identify schemes their clients may qualify for.
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<table class="catchall-table"><thead><tr><th style="min-width:40px">#</th><th style="min-width:280px">Event</th><th style="min-width:160px">Location</th><th style="min-width:160px">Benefit Currency</th><th style="min-width:160px">Announcing Authority</th><th style="min-width:160px">Eligibility Summary</th><th style="min-width:160px">Program Type</th><th style="min-width:160px">Benefit Description</th><th style="min-width:160px">Program Name</th><th style="min-width:160px">Benefit Amount</th><th style="min-width:160px">Effective Date</th><th style="min-width:160px">Authority Level</th><th style="min-width:160px">Announcement Date</th></tr></thead><tbody><tr><td style="min-width:40px">1</td><td style="min-width:280px">Futuro Nazionale proposes 'tricolor mortgage' for first-time homebuyers</td><td style="min-width:160px">Italy</td><td style="min-width:160px">EUR</td><td style="min-width:160px">Futuro Nazionale</td><td style="min-width:160px">First-time homebuyers, potentially with a citizenship requirement, and rates vary based on the number of children.</td><td style="min-width:160px">subsidized loan</td><td style="min-width:160px">State-guaranteed mortgage with rates varying based on the number of children.</td><td style="min-width:160px">Tricolor Mortgage</td><td style="min-width:160px">25,000</td><td style="min-width:160px">2026-06-01</td><td style="min-width:160px">national</td><td style="min-width:160px">2026-06-14</td></tr><tr><td style="min-width:40px">2</td><td style="min-width:280px">Pradhan Mantri Awas Yojana Review</td><td style="min-width:160px">India</td><td style="min-width:160px">INR</td><td style="min-width:160px">Government of India</td><td style="min-width:160px">Eligible beneficiaries and needy families.</td><td style="min-width:160px">other</td><td style="min-width:160px">The scheme provides financial assistance for housing to eligible beneficiaries.</td><td style="min-width:160px">Pradhan Mantri Awas Yojana</td><td style="min-width:160px">25,000</td><td style="min-width:160px">2026-06-01</td><td style="min-width:160px">national</td><td style="min-width:160px">2026-06-01</td></tr><tr><td style="min-width:40px">3</td><td style="min-width:280px">Albanian Government Approves Interest-Free Housing Loans for Public Employees</td><td style="min-width:160px">Albania</td><td style="min-width:160px">ALL</td><td style="min-width:160px">Government of Albania</td><td style="min-width:160px">Open to public administration employees, including State Police, teachers, doctors, nurses, soldiers, and Prison Police. Applicants must have a long-term contract, not own an apartment, and have a monthly income less than 135,000 ALL.</td><td style="min-width:160px">subsidized loan</td><td style="min-width:160px">0% interest rate on loans</td><td style="min-width:160px">Interest-Free Housing Loans for Public Employees</td><td style="min-width:160px">300</td><td style="min-width:160px">2026-06-01</td><td style="min-width:160px">national</td><td style="min-width:160px">2026-06-26</td></tr><tr><td style="min-width:40px">4</td><td style="min-width:280px">Bihar Government Launches Basera-2 Scheme for Landless Families</td><td style="min-width:160px">Bihar</td><td style="min-width:160px">INR</td><td style="min-width:160px">Bihar Government, Revenue and Land Reforms Department</td><td style="min-width:160px">Economically weaker and landless families, with priority given to rural households. Beneficiaries from Dalit, Mahadalit, Minority, Backward, and Extremely.</td><td style="min-width:160px">other</td><td style="min-width:160px">Provision of at least three decimal units of land to each eligible landless family. If land is unavailable, financial assistance of up to.</td><td style="min-width:160px">Campaign Basera-2</td><td style="min-width:160px">100,000</td><td style="min-width:160px">2026-08-15</td><td style="min-width:160px">state</td><td style="min-width:160px">2026-06-02</td></tr><tr><td style="min-width:40px">5</td><td style="min-width:280px">Federal and BC Governments Announce Rent-to-Own Condo Conversion Program</td><td style="min-width:160px">British Columbia, Canada</td><td style="min-width:160px">CAD</td><td style="min-width:160px">Federal Government of Canada and British Columbia Government</td><td style="min-width:160px">First-time homebuyers who cannot otherwise afford to enter the housing market and may not have a down payment.</td><td style="min-width:160px">other</td><td style="min-width:160px">A rent-to-own program to convert 2,200 vacant condo units into affordable homes, allowing first-time buyers without a down payment to build equity at affordable prices.</td><td style="min-width:160px">Joint Federal-BC Rent-to-Own Condo Conversion Program</td><td style="min-width:160px">2,200</td><td style="min-width:160px">2026-06-18</td><td style="min-width:160px">federal</td><td style="min-width:160px">2026-06-18</td></tr><tr class="catchall-blurred"><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td></tr><tr class="catchall-blurred"><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td></tr><tr class="catchall-blurred"><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td><td>████████████</td></tr></tbody></table>
<h3>Are federal and state-level programs both included?</h3>
<p>Yes. Federal programs (FHA loans, Fannie Mae, Freddie Mac initiatives) and individual state housing finance agency programs are both covered for the US. National and regional programs are both included for other countries.</p>
<h3>How quickly are new programs added after they are announced?</h3>
<p>CatchAll scans government and housing authority sources continuously. Most programs appear in the dataset within days of their public announcement.</p>
<h3>Does this cover programs that have been discontinued?</h3>
<p>Discontinued programs are noted as inactive rather than removed, so the dataset provides a full historical record of program availability.</p>
<h3>What is the refresh rate of this dataset?</h3><p>This dataset is refreshed monthly using <a href="https://www.newscatcherapi.com/web-search-api">CatchAll</a>, NewsCatcher's recall-first web search API. You can run your own version of this dataset and update it as frequently as every one hour.</p>